Vault Lenders Brokerage

Private Capital Solutions

For Modern Real Estate Investors

Discover tailored private lending solutions for your active real estate opportunities.

If you or your clients are looking to buy an investment property, multi-family complex, fix and flip or commercial space, let us advise you to secure the most competitive rates and terms available.

Book your complimentary strategy call to unlock private funding intentionally aligned with your ideal investment goals—empowering you to grow with clarity, confidence, and purpose.

Discover tailored private lending solutions for your active real estate opportunities.

If you or your clients are looking to buy an investment property, multi-family complex, fix and flip or commercial space, let us help you secure the most competitive rates and terms available.

Book your complimentary strategy call to unlock private funding aligned with your ideal investment goals—empowering you to grow your real estate portfolio with clarity, confidence, and purpose.

Your Trusted Guide to Private Capital

Vault Lenders is a boutique private lender brokerage and real estate advisory firm based in Boulder, Colorado serving investors with strategic guidance, and vetted private capital solutions.

We provide personalized support, transparent communication, and competitive funding options aligned with your investment goals. Through our curated network of private lenders, we help you access coveted private capital, structure stronger deals, and move forward with confidence toward long-term, intentional growth.

Diverse team of financial professionals standing together in a bright office, smiling confidently. The group includes men and women of various ages and backgrounds, dressed in business attire, with a welcoming and collaborative atmosphere.

Private Funding Solutions

Long-Term Rental Property Loans (DSCR)

Ideal for investors building strong, passive-income portfolios. DSCR loans qualify the borrower based on the property’s rental performance—not personal income—making them a powerful tool for scaling with intention and momentum.

Key Benefits:
• Flexible underwriting tailored to investment properties (average 30-45 days to fund)
• Supports long-term portfolio growth
• Access to a curated network of DSCR-focused private lenders

Bridge & RTL Loans

Designed for fast-moving investors who need short-term capital to secure or reposition a property. Bridge loans offer speed, flexibility, and strategic leverage during transitional phases of an investment.

Key Benefits:
• Fast approvals and streamlined funding
• Ideal for acquisitions, value-add strategies, and transitional assets
• Flexible terms aligned with your investment timeline

Fix & Flip Loans

Perfect for investors renovating properties to increase value and maximize returns. Fix & Flip financing supports purchase, rehab, and resale strategies with structured capital to move your project from concept to completion.

Key Benefits:
• Rehab budget financing available
• Works for both first-time and seasoned investors
• Enables higher returns through strategic improvements

Ground-Up Construction

Created for builders and developers bringing new projects to life. Construction loans provide structured draws and milestone-based funding to support everything from land acquisition to final build-out.

Key Benefits:
• Draw schedules tailored to project phases
• Supports residential and small multifamily projects
• Flexible lending options based on experience and scope

Hard Money

Ideal for investors who need fast, asset-based capital for time-sensitive or non-traditional deals. Hard money loans offer streamlined underwriting and flexible structures for competitive acquisitions and distressed properties.

Key Benefits:
• Fast, asset-based approvals
• Ideal for distressed or unconventional properties
• Flexible structures for time-sensitive opportunities

Commercial & Multi-family

Ideal for investors expanding into larger assets, commercial buildings, or multifamily properties. These loans provide structured capital for acquisitions, refinances, and value-add repositioning across a range of commercial asset classes.

Key Benefits:
• Supports mixed-use, multifamily, office, retail, and light industrial
• Flexible structures for acquisitions, refinances, and value-add projects
• Competitive terms based on asset performance and investment strategy

Why Choose Vault Lenders?

Personalized Service

Every client receives tailored real estate lending solutions, ensuring your unique needs and goals are always the priority.

Competitive Rates

Access exclusive lending products and competitive rates, designed to maximize your investment and minimize your costs.

Expert

Guidance

Benefit from decades of industry experience and strategic advice, empowering you to make informed funding decisions.

Book A Discovery Call

Reserve Your Complimentary Strategy Session

Schedule your complimentary strategy call to receive strategic guidance and privileged custom deal terms from top private lenders tailored to your investment project.

Success Stories

“Vault Lenders made it easy”

As a busy real estate investor, I needed a lending partner who understood my unique needs in the college rental market. Vault Lenders delivered expert advice and a seamless process. Highly recommended!

— Priya S., San Deigo CA

“Expertise I could trust”

Jess guided me through a complex real estate investment. The personalized service and competitive rates exceeded my expectations. I felt supported every step.

— Michael L., Denver CO

“A true partner in growth”

Vault Lenders helped me secure funding for my business expansion. Their knowledge and responsiveness made all the difference. I recommend them to all my colleagues.

— Sarah M., Boulder CO

Expert Industry Partnerships

Our Proven Process

Consultation

We start with a free, in-depth consultation to understand your real estate investment goals and unique situation.

Strategy

Our experts design a custom lending strategy, tailored to your specific goals with aligned options.

Approval

We guide you through the approval process, ensuring clarity and efficiency at every stage.

Success

Close your deals with confidence, intention, and continued strategic support.

Ready to Start?

Schedule Your Complimentary Consultation

Contact us today and take the first step toward unlocking your financial potential. Our team is ready to provide expert guidance and support tailored to your professional journey.

Email : [email protected]

Frequently Asked Questions

What types of clients do you work with?

We specialize in helping real estate investors, innovators and growth-stage businesses secure fast & flexible capital solutions through our national network of trusted private lenders.

Is the consultation really free?

Yes, your initial consultation is completely free and comes with no obligation to proceed.

How soon can I get started?

You can book your consultation immediately. Our team will reach out within one business day to schedule your session.

What documents should I prepare?

We recommend having basic financial information and any relevant property details ready for your consultation.

The Big 10: Essential Documents for Private Lending

These foundational documents allow private lenders to evaluate the deal, the borrower, and the collateral quickly and accurately:

1. Loan Application (1003 or Business-Purpose Application)

Basic borrower + entity info.

2. Driver’s License

Identity verification.

3. LLC / Entity Documents

Articles of Organization, Operating Agreement, EIN letter.

4. Purchase Contract or Closing Statement

Proof of acquisition details.

5. Scope of Work / Rehab Budget (if applicable)

Line-item breakdown of renovation costs.

6. SREO (Schedule of Real Estate Owned)

Shows experience, assets, and current holdings.

7. Two Months of Bank Statements

Verifies liquidity for down payment, rehab, and reserves.

8. Appraisal or BPO (Broker’s Price Opinion)

Property value + market assessment.

9. Insurance (Quote or Binder)

Coverage for the property during the project or loan term.

10. Title / Escrow Contact Information

Allows lender to order title and prepare closing docs.

Optional or Case-by-Case Items:

• Contractor license & insurance
• Rent roll / lease agreements (DSCR or bridge to DSCR)
• Draw schedule (construction or heavy rehab)
• Business tax returns (for certain lenders only)

*Additional documents may be required for specific lender requirements and loan types

Get in Touch

Personalized Advice Awaits

Reach out to Vault Lenders for expert guidance on your lending and real estate journey. Our team is here to answer your questions and provide tailored support every step of the way.